I found that the three column one is the easiest to put a banner picture above. That is what I use. There are others, but you have to be a bit more tech savvy and while I would like to be, I am a bit on the lazy side about that.
You have to use CSS, but there's a very helpful guide here that I used to do mine. It takes a bit of fiddling about with sizes - I found that 950 pixels is about the right width.
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Date: 2008-01-28 03:20 am (UTC)no subject
Date: 2008-01-28 07:16 am (UTC)no subject
Date: 2008-01-28 12:34 pm (UTC)